Allied Bank Limited (ABL)

COMMERCIAL BANKSALLSHRKSE100KSE100PR

173.02

-1.54%

As of 25-Aug-2026

52 Week RangeCurrent: 173.02

152.05215.00

Updated: 25-Aug-2026

1M-1.2%

3M-4.6%

1Y+1.9%

3Y+208.9%

5Y+228.4%

Valuation Snapshot

Review how the market has valued this company across price multiples.

Updated through 21-Aug-2026

P/E

5.86x

P/B

0.76x

Showing 37 observations

Annual Ratio Highlights

Metric	2021	2022	2023	2024	2025
EPS	15.29	18.56	36.07	38.77	31.73
DPS	8.00	8.50	12.00	16.00	16.00
BVPS	113.22 PKR mn / Shr	113.76 PKR mn / Shr	172.33 PKR mn / Shr	208.07 PKR mn / Shr	234.81 PKR mn / Shr
PBV	1.55	1.55	1.02	0.84	0.75
Div Yield	4.55%	4.84%	6.83%	9.10%	9.10%
ROE	13.29%	16.35%	25.22%	20.38%	14.33%
ROA	0.97%	1.00%	1.80%	1.72%	1.17%
NII Growth	-5.86%	46.42%	69.26%	2.17%	-8.89%
Non Interest Income Growth	24.69%	27.69%	24.11%	17.31%	1.87%
Revenue Growth	0.78%	41.38%	58.29%	5.05%	-6.61%
PBT Growth	-4.30%	63.09%	85.56%	3.35%	-15.52%
PAT Growth	-4.76%	21.39%	94.39%	7.48%	-18.16%
Payout Ratio	52.32%	45.80%	33.27%	41.27%	50.43%

Metric	2021	2022	2023	2024	2025
Cost to Income	55.27%	47.20%	35.63%	40.62%	50.20%
Effective Tax Rate	38.98%	54.58%	52.42%	50.52%	52.07%
Operating Expense	2.62%	2.83%	3.11%	3.22%	3.15%
EPS Growth	-4.74%	21.39%	94.34%	7.49%	-18.16%

Metric	2021	2022	2023	2024	2025
Net Interest Income / Deposits	3.46%	4.54%	7.06%	6.24%	4.82%
Non Interest Income / Deposits	1.27%	1.46%	1.66%	1.69%	1.46%
Total Revenue / Deposits	4.74%	6.00%	8.72%	7.93%	6.27%
Provisions / Deposits	-0.06%	-0.02%	0.19%	-0.15%	-0.35%
Provisions / Advances	-0.14%	-0.04%	0.37%	-0.30%	-0.83%
Profit before WWF & Tax/Deposits	2.23%	3.25%	5.54%	4.93%	3.54%
WWF Rate	2.05%	2.05%	2.00%	1.59%	1.96%
Tax Rate	38.98%	54.58%	52.42%	50.52%	52.07%
Net Profit / Deposits	1.33%	1.45%	2.58%	2.40%	1.67%
Deposits / Equity	1,090.13%	1,168.61%	849.65%	847.04%	872.11%