Bank AL Habib Limited (BAHL)

COMMERCIAL BANKSALLSHRBKTIJSGBKTIKSE100KSE100PRNBPPGINITPGIPSXDIV20

168.57

-0.23%

As of 25-Aug-2026

52 Week RangeCurrent: 168.57

144.90230.01

Total Return

Updated: 25-Aug-2026

1M-0.4%

3M-2.3%

1Y-9.0%

3Y+296.6%

5Y+234.0%

View Details

Highlights

Core annual income statement fields

Total Revenue

Profit before tax

Profit after tax

Show growth %

MetricsPKR(mn)	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTMas of 01-Jun-2026
Mark-up/interest revenue	47,820	50,321	60,743	105,617	125,292	116,747	200,911	373,888	478,117	337,428	326,861
Mark-up/interest expense	-23,132	-24,385	-29,839	-64,413	-67,649	-61,138	-123,592	-249,743	-321,647	-206,458	-197,302
Net mark-up/interest income	24,688	25,936	30,905	41,204	57,643	55,609	77,319	124,145	156,470	130,970	129,558
Total non-mark-up/interest income	5,121	8,197	7,334	9,564	10,510	14,490	21,581	24,354	28,868	31,959	35,298
- Fee commission and brokerage income	2,551	3,182	4,825	6,135	6,820	9,559	11,884	15,192	21,944	22,041	21,894
- Dividend income	555	410	410	398	432	475	684	702	364	391	410
- Income from dealing in foreign currencies	491	914	1,632	2,305	2,143	2,970	7,241	6,841	3,911	7,436	10,278
- Gain/(loss) on sale of securities	723	2,796	-10	-32	182	-38	139	31	142	-252	-137
- Unrealized gain/(loss) on HFT investments	3	0	0	0	0	0	0	0	0	0	0
- Other income	727	862	416	663	819	1,152	854	454	1,106	926	972
- Share of profit of associates	71	33	62	95	114	372	779	1,134	1,401	1,417	1,883
Total Revenue	29,810	34,134	38,239	50,768	68,154	70,099	98,900	148,499	185,338	162,930	164,857
Total provisions	638	-68	-221	-3,399	-4,547	-314	-12,881	-4,175	-14,891	2,389	-277
- Provision against non-performing loans and advances	441	246	77	-1,741	-2,990	-207	-4,003	-7,662	-14,137	-1,088	-3,133
- Provision against off-balance sheet obligations	0	-172	56	-3	-139	-370	84	-191	-1,613	125	-426
- Provision for diminution in the value of investments	197	-136	-353	-1,654	-1,418	263	-8,962	3,678	859	3,365	2,279
- Bad debts written off directly	0	-7	0	0	0	0	0	0	0	-13	37
Administrative expense	-17,783	-19,841	-23,414	-27,786	-34,168	-38,908	-51,986	-70,525	-81,596	-95,632	-102,882
Other provisions/write-offs	38	0	0	0	0	0	0	0	0	0	0
Other charges	492	-36	-4	-93	-57	-36	-156	-228	-310	-100	-76
Workers welfare fund	0	-287	-295	-448	-673	-624	-822	-1,561	-1,761	-1,385	-1,260
Profit before tax	13,196	13,902	14,306	19,040	28,709	30,217	33,055	72,010	86,780	68,202	60,361
Total taxation	-5,051	-5,397	-5,853	-7,849	-10,752	-11,620	-16,369	-36,077	-44,863	-35,735	-32,274
- Current	-4,305	-5,156	-5,813	-8,764	-13,320	-12,259	-20,608	-37,743	-44,308	-35,639	-23,117
- Prior years	-503	-503	0	-572	-5	1	-1	-2,943	4	-2,354	0
- Deferred	-243	262	-41	1,487	2,573	637	4,239	4,609	-559	2,258	-465
Profit after tax	8,145	8,505	8,453	11,192	17,957	18,597	16,686	35,933	41,917	32,467	28,088
Profit after tax a/t non-controlling interest	1	0	-5	-4	10	14	-2	-2	-16	-25	29
Profit after tax a/t company owners	8,143	8,506	8,458	11,195	17,948	18,611	16,684	35,931	41,902	32,443	28,058
Profit after tax and preference dividends	8,143	8,506	8,458	11,195	17,948	18,583	16,688	35,931	41,902	32,443	28,058
EPS - Basic	7.33	7.65	7.61	10.07	16.15	16.72	15.01	32.33	37.70	29.19	25.27
EPS - Diluted	7.33	7.65	7.61	10.07	16.15	16.72	15.01	32.33	37.70	29.19	25.27
DPS	3.50	3.00	2.50	3.50	4.50	7.00	7.00	13.99	16.99	15.00	-