BankIslami Pakistan Limited (BIPL)

COMMERCIAL BANKSALLSHRKMIALLSHR

28.11

+1.04%

As of 25-Aug-2026

52 Week RangeCurrent: 28.11

23.6044.10

Total Return

Updated: 25-Aug-2026

1M+4.5%

3M+11.7%

1Y-10.3%

3Y+153.3%

5Y+276.3%

View Details

Highlights

Core annual income statement fields

Total Revenue

Profit before tax

Profit after tax

Show growth %

MetricsPKR(mn)	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTMas of 01-Jun-2026
Mark-up/interest revenue	10,128	10,354	12,204	23,650	25,744	23,235	46,345	92,756	112,801	74,235	69,706
Mark-up/interest expense	-5,791	-5,249	-6,170	-12,860	-13,255	-12,303	-25,943	-52,573	-66,414	-38,584	-34,960
Net mark-up/interest income	4,336	5,105	6,034	10,790	12,489	10,932	20,402	40,184	46,387	35,651	34,746
Total non-mark-up/interest income	638	964	1,264	1,633	1,635	2,119	3,599	3,371	4,591	9,515	7,478
- Fee commission and brokerage income	362	647	842	618	900	1,227	1,459	1,817	2,312	3,426	3,349
- Dividend income	24	32	62	11	17	25	26	69	67	255	278
- Income from dealing in foreign currencies	43	84	92	184	365	482	1,350	913	1,339	1,281	1,822
- Gain/(loss) on sale of securities	98	122	47	660	242	292	80	272	701	4,172	1,643
- Unrealized gain/(loss) on HFT investments	1	0	0	0	0	0	0	0	0	0	0
- Other income	111	78	221	160	111	94	684	240	171	381	386
- Share of profit of associates	0	0	0	0	0	0	0	61	0	0	-
Total Revenue	4,974	6,069	7,298	12,424	14,124	13,052	24,001	43,555	50,977	45,166	42,224
Total provisions	2,030	267	-37	-2,799	-2,601	-32	-3,812	-6,887	-2,734	632	743
- Provision against non-performing loans and advances	1,724	478	36	-2,058	-2,230	-336	-3,811	-4,828	-1,178	517	287
- Provision against off-balance sheet obligations	0	0	-11	-705	-386	290	0	-356	-279	127	19
- Provision for diminution in the value of investments	338	-211	-61	-36	16	14	-1	-1,703	-1,276	-13	-15
- Bad debts written off directly	-32	0	0	0	0	0	0	0	0	0	0
Administrative expense	-6,142	-6,282	-6,796	-7,721	-8,578	-9,550	-11,773	-16,160	-22,159	-31,427	-33,510
Other provisions/write-offs	0	125	0	0	0	0	0	0	0	0	0
Other charges	-18	-22	-54	-37	-131	-3	-23	-9	-34	-122	50
Workers welfare fund	0	0	-8	-36	-55	-71	-165	-410	-521	-285	-190
Profit before tax	844	157	403	1,831	2,759	3,397	8,228	20,089	25,530	13,964	9,318
Total taxation	-391	1,406	-190	-744	-1,056	-1,266	-3,788	-9,478	-13,696	-7,961	-5,705
- Current	-108	-141	-168	-443	-431	-382	-3,128	-8,360	-13,671	-5,957	-2,321
- Prior years	0	0	-34	0	24	157	-6	-526	-1,336	-4,510	-4,190
- Deferred	-284	1,547	12	-301	-649	-1,040	-655	-592	1,311	2,506	2,123
Profit after tax	452	1,563	213	1,087	1,703	2,131	4,440	10,610	11,834	6,003	3,614
Profit after tax and preference dividends	452	1,563	213	1,087	1,703	2,131	4,440	10,610	11,834	6,003	3,614
EPS - Basic	0.45	1.54	0.21	1.06	1.54	1.92	4.00	9.57	10.67	5.41	3.26
EPS - Diluted	0.45	1.54	0.21	1.06	1.54	1.92	4.00	9.57	10.67	5.41	3.26
DPS	0.00	0.00	0.00	0.00	0.00	0.00	1.00	2.75	2.75	2.75	-