The Bank of Khyber (BOK)

COMMERCIAL BANKSALLSHR

33.60

+1.24%

As of 10-Jul-2026

52 Week RangeCurrent: 33.60

16.3045.90

Updated: 10-Jul-2026

1M+1.6%

3M-3.9%

1Y+104.8%

3Y+211.1%

5Y+187.1%

Valuation Snapshot

Review how the market has valued this company across price multiples.

Updated through 08-Jul-2026

P/E

7.64x

P/B

1.80x

Showing 34 observations

Annual Ratio Highlights

Metric	2021	2022	2023	2024	2025
EPS	0.86	0.37	2.87	3.12	5.02
DPS	0.00	0.00	0.28	0.34	3.20
BVPS	14.31 PKR mn / Shr	14.19 PKR mn / Shr	17.53 PKR mn / Shr	18.91 PKR mn / Shr	20.45 PKR mn / Shr
PBV	2.33	2.35	1.91	1.77	1.63
Div Yield	0.00%	0.00%	4.28%	5.09%	9.58%
ROE	6.43%	2.76%	18.96%	17.13%	128.43%
ROA	0.34%	0.13%	0.96%	0.84%	6.29%
NII Growth	0.40%	5.30%	94.33%	18.71%	15.21%
Non Interest Income Growth	-64.45%	35.39%	52.27%	-15.69%	132.00%
Revenue Growth	-18.96%	9.23%	87.53%	14.17%	26.58%
PBT Growth	-55.86%	-45.24%	628.48%	21.38%	339.24%
PAT Growth	-48.70%	-58.79%	665.05%	3.85%	709.57%
Payout Ratio	0.00%	0.00%	47.51%	54.49%	63.75%

Metric	2021	2022	2023	2024	2025
Cost to Income	67.84%	78.65%	53.71%	57.81%	-50.70%
Effective Tax Rate	34.35%	50.54%	48.05%	55.56%	18.10%
Operating Expense	2.49%	2.85%	3.19%	3.73%	-3.58%
EPS Growth	-48.92%	-58.95%	671.79%	3.65%	60.90%

Metric	2021	2022	2023	2024	2025
Net Interest Income / Deposits	3.20%	3.04%	5.16%	5.82%	5.80%
Non Interest Income / Deposits	0.48%	0.59%	0.78%	0.63%	1.26%
Total Revenue / Deposits	3.68%	3.63%	5.95%	6.45%	7.05%
Provisions / Deposits	0.39%	0.38%	0.26%	-0.15%	-0.27%
Provisions / Advances	0.66%	0.72%	0.62%	-0.34%	-0.64%
Profit before WWF & Tax/Deposits	0.79%	0.39%	2.49%	2.87%	10.90%
WWF Rate	0.00%	0.00%	0.00%	0.00%	0.00%
Tax Rate	34.35%	50.54%	48.05%	55.56%	18.10%
Net Profit / Deposits	0.52%	0.19%	1.29%	1.28%	8.93%
Deposits / Equity	1,339.02%	1,515.22%	1,425.01%	1,267.83%	1,597.01%