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EFUG Financial Statements – EFU General Insurance
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EFU General Insurance Limited
EFU General Insurance Limited (EFUG)
INSURANCE
Gold MF Pick
ALLSHR
122.46
-1.18%
As of 09-Oct-2026
52 Week Range
Current: 122.46
109.80
141.89
Total Return
Updated: 09-Oct-2026
1M
-7.7%
3M
-0.8%
1Y
-
3Y
-
5Y
+73.1%*
View Details
Overview
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Profile
Highlights
Core annual income statement fields
Profit before tax
Profit after tax
Income
Income statement
Balance
Balance sheet
Cash flow
Show growth %
Annual
Quarterly
Latest Results
Metrics
PKR(mn)
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
as of Jun-26
Net premium revenue
7,243
7,615
7,562
7,460
8,617
9,807
10,293
12,390
14,552
14,509
14,791
Net claims
-2,694
-2,975
-3,089
-3,549
-4,359
-4,277
-5,600
-5,123
-5,817
-6,031
-6,186
Management expenses
-2,172
-2,346
-2,579
-2,849
-2,744
-2,709
-3,037
-3,491
-3,747
-3,695
-3,741
Net commission
0
0
0
0
-775
-1,269
-1,586
-2,126
-2,569
-2,597
-2,630
Underwriting result
1,789
1,632
1,307
505
739
1,552
70
1,650
2,418
2,187
2,236
Investment income
1,009
1,512
1,612
2,262
2,185
1,826
1,925
2,390
2,255
5,357
5,693
Rental income
141
97
104
112
117
122
125
125
129
139
145
Profit on deposits
66
299
11
434
170
78
450
170
270
269
269
Other income
19
118
161
219
128
123
241
678
584
406
375
Financial charges
0
0
0
-14
-72
-71
-81
-248
-228
-293
-290
Share of profit of associate
802
0
0
0
0
0
0
0
0
0
0
General and administration expenses
-50
-43
-50
-51
0
0
0
0
0
0
1
Exchange gain / (loss)
0
0
0
0
0
0
0
0
0
0
0
Workers' welfare fund
0
0
0
146
0
0
0
0
0
0
-10
Profit before tax from takaful operations
6
47
117
214
186
186
388
696
655
609
687
Profit before tax
3,781
3,662
3,262
3,827
3,453
3,817
3,118
5,461
6,082
8,673
9,106
Taxation
-1,389
-1,161
-1,091
-1,219
-1,083
-1,110
-1,110
-2,179
-2,371
-3,375
-3,548
Profit after tax
2,392
2,500
2,171
2,609
2,371
2,707
2,006
3,282
3,711
5,299
5,558
Profit after tax and preference dividends
2,392
2,500
2,171
2,609
2,371
2,707
2,006
3,282
3,711
5,299
5,558
EPS - Basic
11.96
12.50
10.86
13.04
11.85
13.53
10.03
16.41
18.56
26.49
27.78
EPS - Diluted
11.96
12.50
10.86
13.04
11.85
13.53
10.03
16.41
18.56
26.49
27.78
DPS
10.00
10.00
9.99
10.00
10.00
10.00
10.00
10.00
10.00
10.00
-