As of 25-Aug-2026
Core annual income statement fields
MetricsPKR(mn) | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTMas of 01-Jun-2026 |
|---|---|---|---|---|---|---|---|---|---|---|
Premium revenue | 31,421 | 30,790 | 31,750 | 32,546 | 37,407 | 39,565 | 37,467 | 41,672 | 57,050 | 62,632 |
Premium ceded to reinsurers | -608 | -626 | -608 | -892 | -1,056 | -1,093 | -1,063 | -2,263 | -4,426 | -4,278 |
Net premium revenue | 30,813 | 30,164 | 31,142 | 31,653 | 36,350 | 38,471 | 36,404 | 39,408 | 52,623 | 58,354 |
Investment/other income | -3,656 | 208 | 6,920 | 20,897 | 7,479 | 14,535 | 39,346 | 61,712 | 50,663 | 46,135 |
Investment income | 6,411 | 6,942 | 11,589 | 11,469 | 11,869 | 19,211 | 32,897 | 38,906 | 29,269 | 27,231 |
Net realised gains/(losses) on financial assets | 2,994 | -3,739 | -7,808 | 3,824 | 2,179 | 208 | 289 | 1,452 | 912 | 408 |
Net fair value gains/(losses) on financial assets | -13,094 | -3,058 | 3,075 | 5,544 | -6,668 | -4,979 | 5,949 | 21,104 | 20,373 | 18,348 |
Other income | 34 | 63 | 65 | 61 | 98 | 94 | 211 | 250 | 109 | 148 |
Net income | 27,157 | 30,372 | 38,062 | 52,551 | 43,829 | 53,006 | 75,750 | 101,121 | 103,286 | 104,488 |
Net insurance benefits | -14,238 | -13,094 | -15,677 | -17,861 | -23,020 | -25,517 | -32,122 | -41,124 | -49,096 | -51,661 |
- Insurance benefits | -14,829 | -13,590 | -16,115 | -18,587 | -23,819 | -26,336 | -32,850 | -43,300 | -52,646 | -55,089 |
- Recoveries from reinsurers | 600 | 504 | 446 | 736 | 812 | 827 | 737 | 2,184 | 3,556 | 3,436 |
- Claims related expenses | -9 | -9 | -8 | -9 | -13 | -8 | -9 | -8 | -6 | -9 |
Net change in insurance liabilties | -3,237 | -6,621 | -11,047 | -23,624 | -8,431 | -14,167 | -28,932 | -42,974 | -34,151 | -31,442 |
Acquisition expenses | -5,458 | -6,751 | -7,323 | -6,628 | -7,906 | -7,896 | -7,208 | -7,793 | -11,157 | -11,697 |
Marketing and administration expenses | -1,407 | -1,603 | -1,761 | -1,879 | -2,289 | -2,542 | -3,256 | -4,037 | -4,614 | -5,441 |
Other expenses | -23 | -20 | 101 | -32 | -42 | -42 | -167 | -158 | -143 | -183 |
Finance cost | 0 | 0 | 0 | 0 | 0 | 0 | -71 | -74 | -141 | -154 |
Results of operating activities | 2,794 | 2,283 | 2,354 | 2,527 | 2,142 | 2,842 | 3,994 | 4,961 | 3,985 | 3,908 |
Share of profit of associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 1 |
Profit before tax | 2,794 | 2,283 | 2,354 | 2,527 | 2,142 | 2,842 | 3,994 | 4,961 | 3,987 | 3,909 |
Income tax expense | -884 | -737 | -805 | -743 | -633 | -1,150 | -1,930 | -1,971 | -1,545 | -1,395 |
Profit after tax | 1,910 | 1,546 | 1,549 | 1,784 | 1,508 | 1,692 | 2,064 | 2,990 | 2,442 | 2,516 |
EPS - Basic | 19.10 | 15.46 | 15.49 | 17.84 | 15.08 | 16.92 | 20.66 | 29.07 | 23.26 | 23.96 |
EPS - Diluted | 19.10 | 15.46 | 15.49 | 17.84 | 15.08 | 16.92 | 20.66 | 29.07 | 23.26 | 23.96 |
DPS | 14.29 | 14.29 | 14.29 | 14.29 | 14.29 | 14.29 | 14.27 | 14.70 | 15.00 | - |