As of 25-Aug-2026
Core annual income statement fields
MetricsPKR(mn) | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTMas of 01-Jun-2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Mark-up/interest revenue | 69,014 | 76,190 | 87,502 | 148,089 | 145,772 | 132,609 | 219,423 | 364,449 | 413,551 | 327,508 | 330,308 |
Mark-up/interest expense | -24,167 | -32,394 | -39,496 | -84,371 | -69,929 | -64,231 | -123,455 | -199,027 | -245,604 | -166,305 | -165,704 |
Net mark-up/interest income | 44,847 | 43,796 | 48,006 | 63,718 | 75,843 | 68,378 | 95,968 | 165,422 | 167,947 | 161,203 | 164,603 |
Total non-mark-up/interest income | 17,256 | 18,931 | 18,512 | 17,857 | 19,842 | 21,598 | 26,584 | 36,746 | 43,681 | 44,230 | 46,097 |
- Fee commission and brokerage income | 8,245 | 10,455 | 11,637 | 12,231 | 11,971 | 13,691 | 15,574 | 22,460 | 24,785 | 24,347 | 26,888 |
- Dividend income | 1,123 | 1,632 | 1,157 | 1,241 | 969 | 1,955 | 2,130 | 2,511 | 2,930 | 4,450 | 3,912 |
- Income from dealing in foreign currencies | 895 | 1,678 | 3,569 | 2,958 | 2,735 | 3,848 | 9,589 | 9,197 | 9,614 | 10,856 | 10,316 |
- Gain/(loss) on sale of securities | 5,499 | 4,666 | 1,257 | 829 | 3,396 | 263 | -1,709 | 837 | 3,467 | 1,188 | 1,798 |
- Unrealized gain/(loss) on HFT investments | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
- Other income | 541 | 67 | 446 | 259 | 196 | 897 | 329 | 392 | 446 | 562 | 536 |
- Share of profit of associates | 947 | 433 | 446 | 340 | 573 | 944 | 671 | 1,349 | 2,441 | 2,827 | 2,650 |
Total Revenue | 62,102 | 62,727 | 66,518 | 81,575 | 95,685 | 89,976 | 122,552 | 202,168 | 211,629 | 205,433 | 210,700 |
Total provisions | -558 | -1,047 | 822 | -2,674 | -7,330 | 5,473 | 2,641 | -1,075 | -4,878 | 5,067 | 564 |
- Provision against non-performing loans and advances | -1,205 | 2,895 | 2,850 | 145 | -7,558 | 4,561 | 1,923 | -403 | -5,229 | 4,253 | -1,851 |
- Provision against off-balance sheet obligations | 0 | -563 | 604 | 18 | 28 | -35 | -98 | -57 | -122 | 72 | 495 |
- Provision for diminution in the value of investments | 647 | -3,570 | -2,860 | -3,001 | 70 | 770 | 619 | -795 | 216 | 468 | 1,131 |
- Bad debts written off directly | 0 | 191 | 228 | 165 | 131 | 177 | 196 | 180 | 257 | 273 | 245 |
Administrative expense | -23,628 | -30,297 | -35,715 | -37,685 | -37,764 | -40,590 | -48,075 | -60,128 | -72,527 | -82,414 | -86,958 |
Other provisions/write-offs | -271 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other charges | -924 | -143 | -174 | -261 | -298 | -525 | -268 | -702 | -447 | -495 | -512 |
Workers welfare fund | 0 | -626 | -644 | -802 | -975 | -1,058 | -1,510 | -2,744 | -2,599 | -2,472 | -2,392 |
Extraordinary/unusual items | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - |
Profit before tax | 36,721 | 30,614 | 30,806 | 40,154 | 49,318 | 53,275 | 75,340 | 137,519 | 131,177 | 125,119 | 121,404 |
Total taxation | -14,547 | -8,566 | -10,391 | -16,206 | -19,756 | -21,948 | -40,889 | -72,248 | -67,711 | -66,344 | -63,923 |
- Current | -12,504 | -3,725 | -11,240 | -15,581 | -20,385 | -20,202 | -34,490 | -65,387 | -71,739 | -61,827 | -45,895 |
- Prior years | -1,682 | 2,167 | 1,710 | -451 | 8 | 7 | -3,471 | -3,593 | 3,459 | -2,640 | -159 |
- Deferred | -361 | -7,007 | -861 | -175 | 621 | -1,752 | -2,928 | -3,268 | 568 | -1,877 | -1,900 |
Profit after tax | 22,174 | 22,048 | 20,415 | 23,947 | 29,562 | 31,328 | 34,451 | 65,271 | 63,466 | 58,775 | 57,481 |
Profit after tax a/t non-controlling interest | 111 | 85 | 63 | 79 | 152 | 148 | 86 | 166 | 241 | 360 | 322 |
Profit after tax a/t company owners | 22,063 | 21,963 | 20,353 | 23,868 | 29,410 | 31,180 | 34,365 | 65,105 | 63,225 | 58,415 | 57,159 |
Profit after tax and preference dividends | 22,063 | 21,963 | 20,353 | 23,868 | 29,410 | 31,180 | 34,365 | 65,105 | 63,225 | 58,415 | 57,159 |
EPS - Basic | 19.82 | 19.21 | 17.17 | 20.14 | 24.82 | 26.31 | 29.00 | 54.94 | 53.35 | 49.29 | 48.50 |
EPS - Diluted | 19.82 | 19.21 | 17.17 | 20.14 | 24.82 | 26.31 | 29.00 | 54.94 | 53.35 | 49.29 | 48.50 |
DPS | 15.01 | 15.40 | 15.95 | 16.95 | 19.98 | 18.97 | 19.93 | 29.89 | 35.92 | 36.00 | - |