Standard Chartered Bank (Pak) Ltd (SCBPL)

COMMERCIAL BANKSALLSHRKSE100KSE100PR

66.74

-0.37%

As of 10-Jul-2026

52 Week RangeCurrent: 66.74

52.0185.99

Updated: 10-Jul-2026

1M+1.6%

3M+5.7%

1Y+9.3%

3Y+317.6%

5Y+180.7%

Valuation Snapshot

Review how the market has valued this company across price multiples.

Updated through 08-Jul-2026

P/E

9.68x

P/B

2.45x

Showing 37 observations

Annual Ratio Highlights

Metric	2021	2022	2023	2024	2025
EPS	3.55	5.13	11.01	11.90	7.43
DPS	3.00	4.00	9.00	9.00	6.50
BVPS	20.56 PKR mn / Shr	22.61 PKR mn / Shr	24.85 PKR mn / Shr	30.41 PKR mn / Shr	28.53 PKR mn / Shr
PBV	3.21	2.92	2.66	2.17	2.31
Div Yield	4.55%	6.06%	13.64%	13.64%	9.85%
ROE	17.02%	23.75%	46.39%	43.06%	25.23%
ROA	1.76%	2.25%	4.42%	4.47%	2.98%
NII Growth	-6.66%	69.80%	111.11%	-0.69%	-34.27%
Non Interest Income Growth	-13.08%	62.21%	-26.17%	85.06%	-22.58%
Revenue Growth	-8.66%	67.54%	71.56%	9.94%	-31.83%
PBT Growth	4.85%	102.43%	78.00%	12.78%	-41.87%
PAT Growth	4.52%	44.56%	114.79%	8.08%	-37.52%
Payout Ratio	84.51%	77.97%	81.74%	75.63%	87.48%

Metric	2021	2022	2023	2024	2025
Cost to Income	32.46%	22.10%	17.14%	19.01%	29.64%
Effective Tax Rate	44.56%	60.41%	52.23%	54.22%	50.80%
Operating Expense	2.05%	2.06%	2.56%	2.89%	3.21%
EPS Growth	4.72%	44.51%	114.62%	8.08%	-37.56%

Metric	2021	2022	2023	2024	2025
Net Interest Income / Deposits	4.44%	6.63%	13.10%	12.03%	8.27%
Non Interest Income / Deposits	1.88%	2.68%	1.85%	3.17%	2.57%
Total Revenue / Deposits	6.32%	9.31%	14.95%	15.20%	10.84%
Provisions / Deposits	0.08%	-0.20%	-0.02%	-0.63%	-0.24%
Provisions / Advances	0.24%	-0.59%	-0.08%	-2.51%	-0.94%
Profit before WWF & Tax/Deposits	4.28%	7.60%	12.66%	13.20%	8.03%
WWF Rate	2.28%	2.00%	1.98%	1.99%	2.00%
Tax Rate	44.56%	60.41%	52.23%	54.22%	50.80%
Net Profit / Deposits	2.32%	2.95%	5.93%	5.92%	3.87%
Deposits / Equity	787.36%	820.89%	747.78%	709.89%	588.57%