Zarea Limited Corporate Briefing Session Presentation October 2026

Key takeaways

• Net revenue for FY2026 increased by 105% year-on-year to PKR 2,758 million compared to PKR 1,343 million in FY2025.
• Platform Usage Fee (PUF) for FY2026 stood at PKR 454 million, registering a 17% increase year-on-year.
• Profit after tax for FY2026 surged by 105% year-on-year to PKR 1,379 million compared to PKR 671 million in FY2025.
• The company reported a 5-year revenue CAGR of 198% and a profit CAGR of 207% from FY2021 to FY2026.
• Earnings per share (EPS) for FY2026 reached PKR 5.25 compared to PKR 2.56 in FY2025.
• The Board of Directors recommended a final cash dividend of Re. 1.00 per share (100%), amounting to PKR 262.5 million for FY2026.
• Total assets increased by 98% year-on-year to PKR 4,778 million in FY2026 from PKR 2,409 million in FY2025.
• Shareholders' equity grew by 49% to PKR 3,392 million at the end of FY2026.
• Sukuk I of PKR 1,000 million issued on January 23, 2026, was fully redeemed with profit on schedule on July 23, 2026.
• Sukuk II of up to PKR 2,000 million was issued on October 6, 2026, carrying a profit rate of 6M KIBOR plus 250 bps and an A1 instrument rating from PACRA.
• The company's P/E ratio stands at 6.73x based on the share price of PKR 35.36 as of October 23, 2026, offering a 68% discount to the PSX tech sector average of 20.7x.
• Return on Equity (ROE) for FY2026 was reported at 40.7%.
• Zarea plans to continue the rollout of new commodity categories and expand its import and export divisions.
• Operations in the UAE through Zarea Commerce FZCO are expected to pick up pace once regional conflicts settle.
• The company is establishing new income streams through IT outsourcing services in the Gulf region and working as an aggregator for the Government of Punjab's wheat tender.
• Tech expansion plans include upgrading digital platforms, introducing AI-driven market intelligence, and enhancing ERP and mobile application features.